What If You’re Hit By A Delivery Driver Using A Personal Vehicle?
If you’re hit by a delivery driver in a personal vehicle, it’s often a liability and insurance gray area. Personal auto insurance frequently doesn’t cover drivers when they’re working for delivery apps or services. A few provide additional coverage, but it doesn’t necessarily kick in until the driver accepts a gig or completes the delivery. […]
Why Does Insurance Delay Injury Claims?
Insurance companies delay injury claims for a lot of reasons that are often associated with needing additional information, evidence, or verification to prevent fraud. Most companies require more paperwork to substantiate the injury and vet the facts, which can delay claim processing. Steps such as medical reviews, conversations with third parties, or awaiting police reports […]
How Does Rideshare Insurance Work After An Accident?
Rideshare insurance insures drivers when they drive for Uber or Lyft, bridging gaps between their personal auto insurance and the rideshare company’s coverage. Following an accident, what occurs varies based on the driver’s status in the app, such as waiting for a ride, en route to pickup, or transporting a passenger. Personal insurance typically won’t […]
What Happens If You’re Injured by an Uninsured Driver?
Key Takeaways Uninsured motorist coverage is an important part of auto insurance, providing you with financial protection in the event of an accident caused by uninsured or hit-and-run drivers. Successful filing of an uninsured motorist injury claim involves immediate reporting, thorough documentation including police and medical records, and awareness of policy limits and exclusions. Sufficient […]
How Do Passenger Injury Claims Work in Arizona?
Key Takeaways Passengers injured in Arizona car accidents can file their own claims against at-fault parties, including both drivers and their insurance companies. It could be one or more drivers, which is why we carefully review the accident details to find out who is at fault for causing your injuries. Detailed records of your injuries, […]
What Can Rideshare Passengers Do After An Injury?
What rideshare passengers can do a little bit after an injury. First, they can be sure to seek medical assistance and document all care. They can report it to the rideshare company as well as local law groups. Others save images or memos from the location where the crash occurred, as these can assist down […]
What Does It Mean When Insurance Stops Calling You Back?
When insurance stops returning your calls, it usually means that your claim isn’t a priority or that they’ve closed your file. If they believe the claim is not urgent, or key information is lacking, or they believe the claim is weak, some insurance teams will deliberately delay responses. Other times, crossed wires or personnel transitions […]
What Are Your Rights After A Delivery Driver Injury In Arizona?
Rights following a delivery driver injury in Arizona encompass receiving medical care, wage loss payments, and job protection pursuant to the state workers’ compensation laws. Drivers can file a claim with their employer’s insurance and seek assistance with treatment and lost wages. Others may allow drivers to sue others if someone else was responsible for […]
Why Does Insurance Request Your Medical Records?
Insurance requests your medical records to review your health history, verify your application information, and assist in underwriting your coverage and rates. They need to know if you have any past or current health conditions that are likely to alter your risk or impact your plan. They request your medical records to cross-check that your […]
How Do Government Vehicle Injury Claims Work?
Key Takeaways Government vehicle accident claims are subject to specialized laws and procedures, including their own notice requirements and shorter filing deadlines than typical car accident claims. Damage caps and sovereign immunity limit compensation as well. Claimants need to know how these limitations diverge from private insurance cases and get ready to prove all recoverable […]